Rental Property & Landlord Insurance

Protecting Your Real Estate Investment and Your Income

You’ve worked hard to build your portfolio, and your rental property should be a source of growth—not a drain on your savings. From single-family homes to short-term rentals, an unexpected fire, storm, or act of vandalism can quickly turn an asset into a liability. At Tedmus Insurance Services, we provide specialized Landlord Insurance designed to protect your physical property and your financial health when things go wrong.


Why a Standard Homeowners Policy Isn’t Enough

One of the most dangerous mistakes a property owner can make is assuming their primary homeowners insurance covers a rental. Most standard policies have strict occupancy requirements and will explicitly exclude coverage if the home is used as a consistent source of income or listed on platforms like Airbnb or VRBO.

  • Loss of Rental Income: If a fire or storm makes your property uninhabitable, a specialized landlord policy can reimburse you for the rent you lose while the building is being repaired.
  • Liability Protection: As a landlord, you face unique legal risks. This coverage protects your personal assets if a tenant or guest is injured on your property and files a lawsuit.
  • Customized Limits: Whether you provide a fully furnished short-term rental or a long-term unfurnished lease, we tailor your coverage to protect your specific belongings and structures.


Expert Guidance for Higley Property Owners

Every investment is unique, and "the fine print" matters more in rental insurance than almost anywhere else. At Tedmus Insurance Services in Higley, Arizona, our local agents are experts at identifying the specific risks associated with your property. We evaluate whether you need additional layers of protection—such as Flood or Earthquake insurance—to ensure your investment is fully shielded.


As an independent agency, we shop the market to find the most competitive rates for landlords. Because we live and work right here in Higley, we provide the responsive, individualized service that national "800-number" companies can't match. Let us review your current policy today to ensure your financial future is secure.


Your rental is an investment in your future. Secure it with a policy that protects both your property and your profits.